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Mortgage & financial advisers

The right mortgage starts with the right advice.

I am Stephen Robertson, a Chartered Accountant and former commercial banker. I help Aucklanders, and Kiwis across New Zealand and overseas, buy their first home, refinance, invest in property and borrow for business.

Book a free meeting Our services

Free and no obligation. Based in Remuera, Auckland.

Auckland city and the Sky Tower across the harbour at golden hour, seen from a modern home.

Meet our founder

Hi, I’m Stephen Robertson.

I’m a financial adviser based in Auckland. I have extensive experience assisting New Zealanders with all their mortgage and finance needs. Most people ask me three questions: How much can I borrow, what will it cost me, and how long does the process take? We have been helping clients just like you since 2013 and know how to get the result you are looking for. As a Chartered Accountant and ex Commercial banker, along with staff who also have bank experience we are well placed to help you.

  • Chartered Accountant for over 25 years
  • Former commercial banker
  • NZ Certificate in Financial Services (Level 5)
More about Stephen
Stephen with a My Money client

Our services

One adviser for every kind of loan.

Whether you are buying your first home, refinancing, investing or borrowing for business, I will help you find the right loan and the right lender for your situation.

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Why choose My Money

Your bank can only show you its own loans.

An adviser looks across the lenders, and stays on your side once the loan is done. We like to say we are the modern-day personal bank manager.

Why use a mortgage adviser

  • Up to $100,000 apart

    How much can I borrow? Bank policy differs, and one bank’s answer can vary from another’s by up to $100,000 in some cases. That can be the difference between buying and missing out.

  • One form, every lender

    Our application form is accepted by all of the lenders. We know which bank prefers which type of application and which type of client, so every application gets its best chance.

  • More negotiating power

    A bank will only present the options it has on offer. An experienced adviser is not tied to any one lender, and has more negotiating power than one person on their own.

  • Less paperwork, less stress

    We know exactly what a bank needs and get it together before the application is made. No shopping around each lender, no fine print to decode alone.

How we work

The coach in your corner.

We are the coach in your corner guiding you through to the best possible outcome!

Providing mortgage advice is not simply about negotiating a rate or processing a loan. About 80% of what we do is helping clients through the whole house buying process.

To help get the process started here is our Mortgage Calculator and information of how the process works and what you can expect.

Let’s get started

  1. A free meeting, no obligation

    We start with a conversation about where you are now and where you want to get to. There is no cost and no commitment.

  2. A plan for your finances

    Together we spot any gaps and make a plan to close them. If it helps, I can set you up with a Money Coach so your finances tick the boxes for an application.

  3. The right lender and loan structure

    I find the best-fit lender and structure the loan to give you a great outcome.

  4. An application presented at its best

    I complete the application with you, highlight the right things, and advocate for you with the lender.

  5. Support through settlement and beyond

    I can help you get the right team around you for the purchase. Once the home is yours, I am still the person you call.

Client stories

What clients say about working with Stephen.

View more reviews on Google (opens in a new tab)

Stephen helped us into our first home. Cool, calm, and collected under tight time frames and in a different city, Stephen partnered with us by finding a bank who would lend for the particular type…

Karen ChengGoogle review Read the full review by Karen Cheng on Google (opens in a new tab)

A huge thank you to My Money for helping us to secure a mortgage on our first home. We weren't sure it was going to be possible on our budget and we're absolutely thrilled with the result they got…

Emma HarneyGoogle review Read the full review by Emma Harney on Google (opens in a new tab)

Stephen has been great with helping us maximise our ability to put our equity to work. He has succeeded where others have failed and he is always friendly and supportive. It is great to work with Stephen and I highly recommend him.

Danielle HancockGoogle review

Stephen is a fantastic broker. Stephen worked tirelessly to ensure we achieved the outcome we wanted. We recommend if you are looking for someone to make the whole process simple and ensure great rates give Stephen a call today!

Alaina BlairGoogle review

I have used Stephens’ services personally and recommended him to my clients many times over the last ten years and he is always professional and able to help. He can be relied on every time to do his…

Aaron NichollsGoogle review Read the full review by Aaron Nicholls on Google (opens in a new tab)

We contacted Stephen through a recommendation from my daughter and son-in-law who Stephen was organising a loan. We found Stephen to be effective and knowledgeable, he was very easy to deal with.

Jacqueline BatleyGoogle review

All client stories

Useful before you talk to anyone.

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Stay updated & subscribe

Don't worry, we wont bombard you with a ton of emails! Stay informed with our monthly newsletter that includes featured pieces from experts in the market, tips and tricks, and other useful content.

More than just a loan. Advice for what comes next.

A mortgage is one part of a bigger picture. I look at the whole of it, and once the home is yours I am still the person you call.

  • Access to a wide range of lenders
  • Clear, practical advice
  • Support from start to finish

09 377 4433 0275 408 900 stephen@mymoney.net.nz

Start your finance application

Talk with Stephen

Free, with no obligation. Fill out the form and Stephen will be in touch.

There is no cost and no obligation.

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